05 May 2006

DXinOne: Business Perspective Required

I continue to monitor the DXinOne system ...

I am even more firm in my belief that its proprietors --- Global Digital Transfers Inc ('GDT') --- are creating one of the more unique businesses in cyberspace, well-suited for the 21st century.

There are now thousands of cybernauts who have become involved in the system. My research, though, indicates that many of them haven't fully considered the responsibilities they owe themselves and the system before becoming involved.

For example:

* Have they studied and accepted the known premises of the DXiO system?

* Have they considered the mission statement of DXiO and compared it to their own interests and capacities?

* Have they assembled a business plan that is practical for them?

* Have they allowed the means to cover for contingencies?

* Have they considered whether they want their involvement to be active or passive?

While the mechanics of operating within the DXiO system are absolute, the means of doing so varies with each individual.

What's right for one person isn't necessarily what's best for you. That is why I'll contribute comments here but refrain from giving advice.

From that perspective, my observations in business have overwhelmingly indicated that those who post risk capital under the auspices of 'money they can afford to lose' will usually lose it. Why? Because they have established a mentality that 'failure is fine,' whether the fault lies with themselves or the overlying business.

That mindset may be acceptable to gamblers and cottage-industry hobbyists, but it's not very sound as a business philosophy.

To my way of thinking, if an interesting opportunity presents itself and I am satisfied with the results of my research into it, my preference is to seize the moment. Find a means of incorporating your DXiO activity into a viable financial format which will allow it the time to mature and prosper. In the meantime, the balance of that financial format will support it.

A sound concept is to use a minimum 4:1 cover of liquidity against the total value of your DXPortfolio. Given the hot market that is the world of commodities these days, you do this by incorporating your DXiO holdings into a portfolio of precious metals holdings, which is a proven investment platform and with which you can have success in the long term (just ask Graeme Irvine over at Longer Life's Bourse page). Proper management of those holdings can provides you with more than enough headroom to cover the monthly service fees.

Furthermore, as DXiO unveils their suite of services, you'll have the time and the means to logically and viably incorporate them into your existing DXiO holdings, if you so desire.

Now, what if a current participant in DXiO doesn't currently have such a support system?

Let's consider a scenario where one already has become involved in DXiO and is struggling with issues involving system requirements, such as monthly service fees. It would seem the logical avenue of recourse is to study the historical average of portfolio gains for those activities already functioning within DXiO and then reverse-engineer a support system for it.

We have firm evidence that the DXConcierge and DXBlueChip elements are each performing well above a return rate of 1.5% per month. We know that revenues from DXConcierge can be utilized to cover service fees. We know that DXBlueChip has a separate cash flow avenue that allows for reliable withdrawals in a timely manner.

Thus, the first task is to calculate the amount of funds necessary to become involved in those aspects of DXiO. An optional task is to determine whether there exists an unrelated, but historically present, investment opportunity with which you would be comfortable. If so, calculate the amount of funds necessary to generate the revenues necessary to provide a level of viable support for your service fee obligations.

Given that DXBlueChip requires a $25,000 minimum investment, these are calculations to be taken seriously.

However, given that historical revenues generated have been well in excess of 1.5% per month, the aspect of utilizing credit facilities to seize the moment becomes a logical consideration.

Americans have a wonderful opportunity to pursue this avenue by means of the Small Business Administration. That agency exists to provide guarantees to proposals such as this. Given that the new services being introduced by DXiO are --- by the SBA's definition --- small business, they would be more than pleased to entertain a comprehensive application which includes the incorporation of DXiO's already-successful elements. The SBA is there to assist those who have the desire, the preparatory ability and the initiative to succeed, but who need the means to proceed.

Similar programs exist in other countries. The key is to ensure that monthly capital repayment costs don't exceed 1.5% of capital dedicated to DXBlueChip and/or unrelated supporting investments.

If an individual is in the position to obtain such credit privately, so much the better.

There is nothing radical or revolutionary in this scenario. The only element it requires is an individual's resolve to pursue it, if they truly wish to make a commitment to DXiO as a business.

Otherwise, accept that DXiO is only a divertissement to you and light a cigar with the money you've committed.

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